Borrowing

Debt, mortgages, credit files and interest. The most expensive subject on the syllabus to get wrong.

Fix, track, or wait

Mortgage broker Fatima Zahra Benali on fixed versus tracker, what the arrangement fee is actually buying, and how to compare two offers that look identical.
Fix, track, or wait

Debt is not a personality flaw

Debt adviser Rosa Delgado on the order to pay things off in, what a default actually does to you, and why the people who call her are almost never who you would expect.
Debt is not a personality flaw