Every week I sits down with somebody who actually does the thing — a debt adviser, a pensions actuary, a fund manager who quit — and makes them explain it in a language anyone can understand.
Tax lawyer Mei-Ling Chen goes down a payslip line by line — tax code, national insurance, salary sacrifice — and explains which parts of it you can actually change.
Family therapist Daniel Kimathi on why couples argue about money when the money is fine, how to open the conversation, and what to do when you earn very different amounts.
Mortgage broker Fatima Zahra Benali on fixed versus tracker, what the arrangement fee is actually buying, and how to compare two offers that look identical.
Former fund manager Rahul Iyer on what an index fund actually holds, why fees compound in the wrong direction, and what he does with his own money now.
Pensions actuary Ingrid Halvorsen explains what you already own without realizing, what your employer is putting in, and the one number on the statement that matters.
Debt adviser Rosa Delgado on the order to pay things off in, what a default actually does to you, and why the people who call her are almost never who you would expect.
Former HR director Tomasz Wieczorek on what actually happens after you ask, why the number should come from you, and the three sentences that do most of the work.
Behavioral economist Dr. Amara Osei on why budgets fail, the difference between a plan and a promise, and the four categories that cover almost everything you spend.
